Phoenix falls under Arizona, a fault state regarding car accident claims. That means the liable party’s insurance is responsible for your damages if they caused the car accident. But what damages can you recover? You might be eligible for specific compensation, depending on the specifics of the vehicle accident. This pay typically falls under the following categories in Phoenix:
Economic losses
These damages pertain to compensation for losses in money that can be proven to have occurred, including:
- Invoices for any medical services you required following the accident, including emergency care, hospitalization, physician visits, prescription drugs, assistive medical equipment, nursing care, and other forms of therapies
- Damages to personal property, including replacement costs and repair costs
- Lost wages and a decreased ability to earn due to the accident-related inability to work
- At-home services, like child care or cleaning, for the tasks you can no longer complete alone.
- Additional accident-related expenditures.
Non-economic losses
This refers to compensation for the accident’s non-monetary losses. These losses consist of the following:
- Distress and suffering
- Mental anguish
- Disfigurement and physical impairment
- Loss of friendship and association
- The inability to enjoy life
- Inconvenience
- Humiliation and further detrimental emotional impacts of the harm.
Punitive losses
Victims may receive economic and non-economic damages to restore their pre-accident state or compensate them for any irreversible changes they underwent due to the event. In contrast, punitive damages punish wrongdoers for their actions and discourage others from committing the same misconduct.
However, Arizona state law requires you to prove that the negligent party acted with a wicked hand and evil intent before you can receive punitive damages after an automobile accident. Alternatively, you can argue that the defendant harbored hatred toward you and purposefully brought on your injuries. As a result, these damages are only granted in unique circumstances.
Discussing your accident with a qualified Phoenix auto accident lawyer is vital to determine which damages you may be eligible to pursue following your Phoenix automobile accident. These legal experts can examine your case’s facts, identify the applicable damages, and assist you in pursuing the monetary awards you are due.
Never accept funds from the insurance provider before speaking with a lawyer.
The insurance provider will probably contact you following a collision to discuss your case and even offer you a settlement offer. Even though this might sound like excellent news, it might not be reasonable to accept this sum of money before consulting with an accomplished lawyer and determining whether it is fair to you.
Unfortunately, it is typical for an insurance company to make a low settlement offer soon after an accident in the hopes that a helpless victim will accept it without hesitation and without checking to see if it fully compensates them for their past, present, and future losses.
Additionally, they are aware that if a victim accepts this sum of money, they will be unable to later ask for more. An experienced auto accident lawyer can ascertain whether this offer is sufficient for you or whether the lawyers must return to the negotiating table and push for higher compensation.
