2 Crucial Questions You Should Ask Before You Consider a College Transfer

college transfer

If you are currently studying in university but are unhappy about some major aspect of your current experience, you might be thinking about transferring college. It’s a very common ting to do, and you should not for one second think that there is something wrong with you because you haven’t developed the same kind of school spirit as many of your classmates. 

That being said, there are some very solid – and some not-so-solid – reasons you may want to transfer. 

If you are seriously thinking about transferring schools so that you can offer yourself a better living experience, a better opportunity to succeed in your chosen career in healthcare, or something like that, fantastic.

If, on the other hand, you are looking to transfer school so that you an be closer to your friends back home or because their college football team is doing better, you may want to think twice. 

To help you better determine whether or not transferring colleges is a good idea for you, here are two straight forward questions you can ask yourself to gauge where you head is at!

What will happen to your credits?

This is a very important question to ask. Whether you are one semester, or five semesters into your current education when you consider transferring, you will want to make sure that you will be able to transfer the majority of your credits over to your new school. 

It can be difficult to get your credits to transfer over fully, so you’re going to want to talk to both your student advisor at your current school and at any potential future schools. 

That being said, it is not unheard of for people to transfer despite the fact that their credits do not go with them. All that means is that you will have to spend more time – and money – getting the degree you need to graduate. 

What will happen to your financial aid?

This is another very important question to ask as you weigh your transferring options. As previously mentioned, transferring universities may mean that you will ultimately be spending more money than you would have to get your degree. The top universities in the country cost tens of thousands of dollars per semester, in fact the average cost of college in the United States is $20,000 per year.

If you are considering a UT Austin transfer, it is important to figure out what will happen to any financial aid you may have. 

Transferring can make it so that any federal funding or scholarships you received coming out of high school do not follow you to your new school. That is important to consider and it is crucial to know whether or not you will be able to cover the costs of your education. 

Similarly, it is important to find out what will happen to any student loans you have taken out. For example, some federal student loans will go from their deferment period to their repayment period upon a transfer. (expatfinancial.com) That means that you will have to start repaying your loans while in school. That can be an insurmountable burden to overcome and Is most definitely something to keep in mind. 

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