Four Common Insurance Claims Against Counsellors

Counsellors need to be aware of the potential problems and risks that come with the delicate nature of their job. This article will outline the common insurance claims made against counsellors, and how you can stay protected against legal action.

Questions of judgement

It’s good practice to always keep thorough notes of every session with your clients. Talking through sensitive subjects and tough topics may lead to some difficult conversations, and your client may interpret your advice differently to how it was initially intended.

Keeping a good record of your meetings will be helpful if any allegations are made against you, perhaps claiming that your advice was negligent. Having notes on file of everything that both parties have said will bolster your case and you’ll thank yourself later on. (modafinil buy online europe)

Lack of training

It’s important to know exactly what you can and can’t do as a counsellor. Make sure to acquire the relevant training for all situations in which you could reasonably find yourself. 

For example, some people may require medical support if they have any mental health conditions. Having the relevant training for various scenarios will help you to feel prepared for any issues that a client may have.

Attempting to give advice on a subject about which you don’t have much knowledge could result in making the condition worse, leaving you open to legal action for the damage and consequences that you may have caused.

Breach of confidentiality

You must always handle any sensitive information that you receive carefully. Claims can arise from the mishandling or loss of any documents or information given to you in confidence by the client.

Always exercise caution when your counselling involves more than one party, by having clear notes to separate the individuals.

If you break the trust of your client, this may constitute a breach of your duty of care. In instances where the breach is unintentional, professional counsellors insurance may be able to protect you when defending a claim – and is a must to obtain before offering your services.

Accidents on your premises

In many cases, you’ll be inviting clients to your place of work to undergo sessions, so it’s important to carry out a risk assessment of your building.

If someone were to trip or fall on your premises and sustain an injury, they might be able to make a claim against you. That’s why it’s important to think of all the risks for which you may require cover and plan appropriately.

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